Here's the question. You know you can buy the same guitar online for 5% less but can't play it or see it other than perhaps a picture, which do you buy? From a money standpoint, the guitar now costs $1,900 (a $100 dollar saving). Over 10 years the cost is now $190 per year, or $.521 per day (a saving of 2.7 pennies a day). For your 2.7 cents a day, which do you choose?














